Benefits Handbook (SPD)
Health Care
Participation
Eligibility and Enrollment
When Coverage Begins
Changing Coverage Elections
Situations That May Affect Your Coverage
When Coverage Ends
Continuing Coverage
Other Information About the Health Care Program
Definitions
Appendix A: QMCSO Procedures
Appendix B: Notice of Privacy Practices
Appendix C: Health Insurance Marketplace and Alternatives to COBRA
Appendix D: Special Eligibility Rules
Medical
Prescription Drug
Dental
Vision
Flexible Spending Accounts
Income Security
Retirement
Special Benefits
Policies

When Coverage Ends

When Your Coverage Ends

Your coverage under the Health Care Program (or a component thereof, for example, the Medical Plan) generally ends, without notice provided to you, on whichever of the following dates occurs first: 

  • The date you are no longer employed by a participating employer
  • The date you no longer meet the eligibility requirements (including a failure to work the minimum required hours for eligibility, subject to the rules described in Appendix D)
  • The date you enter military service for any country on a full-time active-duty basis if active-duty is to exceed 31 days (subject to any continuation rights available with respect to such military service; see the Policies section for more information about the Company's military leave policy)
  • The date of your death
  • The date the Health Care Program (or a component thereof) is discontinued

When Dependent Coverage Ends

Dependent coverage generally ends, without notice provided to you or the dependent, on whichever of the following dates occurs first: 

  • The date your coverage as an employee ends
  • The date the dependent is no longer eligible for coverage as a dependent (for example, the date your child reaches age 26 or you are divorced from your spouse)
  • The date the dependent enters military service for any country on a full-time active-duty basis if active-duty is to exceed 31 days
  • The date the dependent becomes covered as an employee of a participating employer
  • The date of the dependent's death
  • The date the Health Care Program (or a component thereof) no longer includes dependent coverage

Retroactive Termination

Coverage may be terminated retroactively if the Plan Administrator determines your or your dependent's coverage was provided due to fraud, an intentional misrepresentation of a material fact, or your failure to make a timely payment for the coverage. If coverage is terminated retroactively, the Plan may recover benefit payments made; see "Recovering Overpayments" for more information.

If your or your dependent's coverage is terminated retroactively due to fraud or misrepresentation, the Plan Administrator will provide you with written notice at least 30 days before the Health Care Program changes the coverage status.