Benefits Handbook (SPD)
Health Care
Participation
Eligibility and Enrollment
When Coverage Begins
Changing Coverage Elections
Situations That May Affect Your Coverage
When Coverage Ends
Continuing Coverage
Other Information About the Health Care Program
Definitions
Appendix A: QMCSO Procedures
Appendix B: Notice of Privacy Practices
Appendix C: Health Insurance Marketplace and Alternatives to COBRA
Appendix D: Special Eligibility Rules
Medical
Prescription Drug
Dental
Vision
Flexible Spending Accounts
Income Security
Retirement
Special Benefits
Policies

Changing Coverage Elections

The benefit coverage you elect under the Plan will remain in effect until the earliest of the following three events:

  • Your coverage ends.
  • During the annual Open Enrollment period, you elect new coverage to take effect the following January 1. Open Enrollment elections must be made in the manner directed by the Plan Administrator. Elections become effective only if you timely and properly submit a completed Benefit Election Form.
  • You make a new coverage election within 31 days following a qualified change in status (or 60 days following a gain or loss of coverage from Medicaid or a state child health insurance program), provided that the election change is because of and corresponds with the change in status (as determined by the Plan Administrator in accordance with IRS guidelines). To make a coverage election following a qualified change in status, complete a Benefit Election Form and submit it to your local HR representative within that 31- or 60-day period.