The Medical Plan reimburses eligible expenses of covered individuals for the care and treatment of non-work-related illness (that is, sickness, disease, and pregnancy, including complications of a covered illness) and injury (that is, an unexpected accidental physical injury to the body).
The Medical Plan reimburses expenses for medically necessary services. The level of benefit coverage you receive depends on the provider level (see “Alliance Coal Direct and Non-Direct Providers” for further detail):
- Any Alliance Coal Direct provider (covered at the higher benefit level)
- Any Non-Direct provider (covered at the lower benefit level)
The Medical Plan (often referred to as the "Plan" in this section) is part of the Company's Health Care Program. After reviewing this information, you can find more information that applies to the Medical Plan by reviewing the Health Care Program Participation section.