Family Events
Note: This page includes hyperlinks to many useful resources; these will appear as hyperlinks ONLY if you are logged in.
The limited summary information on this page is provided for your convenience. The benefit plans are governed by official plan documents that apply in the case of discrepancy. See the Benefits Handbook (login required for hyperlink to be active) for more details about benefit plans and company policies.
You’re getting married?
You may make the following changes within 31 days of the date of your marriage. Under IRS regulations, if you do not make these pre-tax election changes within the first 31 days of your marriage, you must wait until the next year's Open Enrollment period.
- Add your spouse to your Health Care Program coverage by completing and submitting a Benefit Election Form (if your spouse works for another employer, be sure to review the working spouse rule before making your election). Required documents: marriage license and Spousal Health Care Affidavit.
- Elect optional spouse life insurance by completing and submitting a Benefit Election Form. You may also be required to complete and submit an Evidence of Good Health Form. See the Benefits Handbook for more information.
- Start or increase the amount of your contributions to a Health Care Reimbursement Account (if available at your location) by completing and submitting a Salary Redirection Agreement.
You may also want to make some of the following changes. These changes may be made any time.
- Change the beneficiary designation on your employee life insurance by completing and submitting a Benefit Election Form.
- Change the beneficiary designation on your Profit Sharing and Savings account by completing a PSSP beneficiary form.
- Change your payroll exemptions by filing a new W-4 Tax Withholding Form. After completing and signing the form, fax it to 918-295-7354.
- Change your direct deposit election by completing a new direct deposit form. After completing and signing the form, fax it to 918-295-7354.
- Change your name by advising your local HR representative and showing your new Social Security card.
- Change your home address by advising your local HR representative.
You’re getting divorced, legally separated, or having your marriage annulled?
You should notify the Corporate Benefits Department in writing before the date of your divorce, legal separation, or annulment, or as soon as practical afterward.
Your spouse's health care program coverage, as well as any spouse life or other optional insurance coverage, will end on the date of your divorce, legal separation, or annulment. Any health care expenses incurred after this date will be the responsibility of you or your spouse; if claims for these expenses are paid by the Health Care Program, the payments may be recovered from you (see your Benefits Handbook for more information about recovering overpayments). Therefore, be sure to notify the Company promptly, and remove your spouse from your Health Care Program coverage by completing and submitting a Benefit Election Form, to avoid the possibility of claims being submitted for your spouse.
Your spouse may be eligible for COBRA coverage at a cost of 102% of the Company's cost. Under the law, for your spouse to be eligible for COBRA coverage, you or your spouse must notify the Corporate Benefits Department via mail, fax, or email within 60 days of your divorce, separation, or annulment. For more information about COBRA coverage, including your notification responsibilities, see your Benefits Handbook.
You may also want to stop contributing or decrease the amount of your contributions to a Health Care Reimbursement Account (if available at your location) by completing and submitting a Salary Redirection Agreement. Under IRS regulations, if you do not make this pre-tax election changes within 31 days of the date of your divorce, legal separation, or annulment, you must wait until the next year's Open Enrollment period.
You may also want to make some of the following changes. These changes may be made any time.
- Change the beneficiary designation on your employee life insurance by completing and submitting a Benefit Election Form.
- Change the beneficiary designation on your Profit Sharing and Savings Account by a PSSP beneficiary form.
- Change your payroll exemptions by filing a new W-4 Tax Withholding Form. After completing and signing the form, fax it to 918-295-7354.
- Change your direct deposit election by completing a new direct deposit form. After completing and signing the form, fax it to 918-295-7354.
- Change your name by advising your local HR representative and showing your new Social Security card.
- Change your home address by advising your local HR representative.
Your spouse is going to lose health care coverage under another plan?
If your spouse has coverage under another group plan and will become ineligible for that coverage you may make the following changes within 31 days of the date your spouse loses coverage. Under IRS regulations, if you do not make these changes within the first 31 days, you must wait until the next year's Open Enrollment period.
- Add your spouse to your Health Care Program coverage by completing and submitting a Benefit Election Form. Required documents: marriage license and Spousal Health Care Affidavit.
- Start or increase the amount of your contributions to a Health Care Reimbursement Account (if available at your location) by completing and submitting a Salary Redirection Agreement.
You’re having or adopting a baby?
You may make the following changes within 31 days of the date of the birth or adoption of your child. Under IRS regulations, if you do not make these changes within the first 31 days of the date of birth or adoption, you must wait until the next year's Open Enrollment period.
- Add your child to your Health Care Program coverage by completing and submitting a Benefit Election Form. Required documents: official birth certificate.
- Elect optional child life insurance by completing and submitting a Benefit Election Form.
- Start or increase the amount of your contributions to a Health Care Reimbursement Account (if available at your location) by completing and submitting a Salary Redirection Agreement.
As required by the Family and Medical Leave Act of 1993 (FMLA), the Company allows eligible employees to take unpaid leaves of absence for the birth or adoption of a child. For more information about FMLA, see your Benefits Handbook. In the case of a foreseeable leave, you must complete and submit a Request for Family/Medical Leave of Absence to your supervisor at least 30 days in advance of your anticipated leave date.
You may also want to make some of the following changes. These changes may be made any time.
- Change the beneficiary designation on your employee life insurance by completing and submitting a Benefit Election Form.
- Change the beneficiary designation on your Profit Sharing and Savings account by completing a PSSP beneficiary form.
- Change your payroll exemptions by filing a new W-4 Tax Withholding Form. After completing and signing the form, fax it to 918-295-7354.
Your child is turning 21?
Dependent children are eligible for optional Child Life Insurance (if you elect it and authorize the employee deductions) until their 21st birthday. If your child is covered by optional Child Life Insurance, your child's coverage will end on the child's 21st birthday. You should notify your local HR representative or the Corporate Benefits Department promptly, and remove your child from Child Life Insurance coverage by completing and submitting a Benefit Election Form.
If you would like to convert your child's coverage to an individual policy, you must make the election within 31 days after your child's coverage ends. No medical examination or other evidence of good health will be required. For more information on all of your options, see the MetLife Certificate available as a PDF.
Note: If your child's eligibility as a disabled child has already been certified, coverage may continue past age 21.
Your child is turning 26?
Children age 26 and over are not eligible for Health Care Program coverage. Your child's coverage under the Health Care Program will end on the child's 26th birthday. You should notify your local HR representative or the Corporate Benefits Department promptly, and remove your child from your health coverage by completing and submitting a Benefit Election Form.
Your child may be eligible for COBRA health care coverage at a cost of 102% of the Company's cost. Under the law, for your child to be eligible for COBRA coverage, you or your child must notify the Corporate Benefits Department via mail, fax, or email within 60 days of the child's 26th birthday. For more information about COBRA coverage, including your notification responsibilities, see your Benefits Handbook.
Note: If your child's eligibility as a disabled child has already been certified, coverage may continue past age 26.
Your child is getting married?
Your child under age 26 will continue to be eligible for health care coverage. However, please note that coverage for children does not include services or supplies for pregnancy, childbirth, related medical conditions, prenatal or postnatal care of the mother, or routine care related to a newborn infant of a dependent child.
Your child under age 21 will continue to be eligible for optional Child Life Insurance (if you elected it and authorized the employee deductions).
You may want to make some of the following changes. These changes may be made any time.
- Change the beneficiary designation on your employee life insurance by completing and submitting a Benefit Election Form.
- Change the beneficiary designation on your Profit Sharing and Savings account by completing a PSSP beneficiary form.
- Change your payroll exemptions by filing a new W-4 Tax Withholding Form. After completing and signing the form, fax it to 918-295-7354.
Your spouse or child has died?
You should notify your local HR representative or the Corporate Benefits Department as soon as practical. Remove your dependent from your health coverage and any life insurance or other optional coverage by completing and submitting a Benefit Election Form.
If you had elected optional life insurance for your spouse or child, you must submit a life insurance claim form, along with a copy of the death certificate (see your Benefits Handbook for more information about claiming a life insurance benefit).
You may also stop contributing or decrease the amount of your contributions to a Health Care Reimbursement Account (if available at your location) by completing and submitting a Salary Redirection Agreement within 31 days of the date of the loss of a spouse or dependent child. Under IRS regulations, if you do not make this pre-tax election changes within the first 31 days, you must wait until the next year's Open Enrollment period.
You may also want to make some of the following changes. These changes may be made any time.
- Change the beneficiary designation on your employee life insurance by completing and submitting a Benefit Election Form.
- Change the beneficiary designation on your Profit Sharing and Savings account by completing a PSSP beneficiary form.
- Change your payroll exemptions by filing a new W-4 Tax Withholding Form. After completing and signing the form, fax it to 918-295-7354.
You've been issued a QMCSO requiring you to provide health coverage for a child?
If a court has issued a judgment or order calling for you to provide health care coverage for a child, contact the Corporate Benefits Department, who will initiate the processing of the Qualified Medical Child Support Order. For more information about the QMCSO process, see your Benefits Handbook.
You need to add health care coverage for a child and you are neither the mother nor married to the mother?
If you become responsible for providing health care coverage for a child, you may make the following changes within 31 days of the date of the event. Under IRS regulations, if you do not make these changes within the first 31 days of the event, you must wait until the next year's Open Enrollment period.
Add your child to your Health Care Program coverage by completing and submitting a Benefit Election Form. Required documents: proof of paternity or financial responsibility (such as Affidavit of Paternity), federal tax return, divorce decree, or court document.
You're moving?
Change your home address by advising your local HR representative. If appropriate, change your direct deposit election by completing a new direct deposit form. After completing and signing the form, fax it to 918-295-7354.
