Specialty Drugs

Highlights of Coverage for Specialty Medications

Coverage Tier In-Network* Benefit Out-of-Network Benefit
Specialty Preferred Drugs You pay 10% ($100 minimum coinsurance, $300 maximum coinsurance)** You pay in full when you obtain the drugs. You then file a claim to be reimbursed for the amount the Plan would have paid to an In-Network pharmacy (in other words, the Envision-discounted amount less your coinsurance).
Specialty Non-Preferred Drugs You pay 20% ($200 minimum coinsurance, $600 maximum coinsurance)**

Deductible None None
Drug Supply per Prescription Up to a 34-day supply
How to Reach Customer Service Contact EnvisionSpecialty at (877) 437-9012 (toll-free)

* Specialty drugs generally are covered only when obtained from EnvisionSpecialty or from Thrifty Pharmacy.
** The stated “minimum” coinsurance may change depending on any coupons as described in the “How Specialty Drug Coverage Works” section.

How Specialty Drug Coverage Works

Specialty drugs are complex therapies and may have special storage and handling requirements. Some of these specialty drugs include costly (for example, $30,000 per month) injectable therapies and select chemotherapeutic agents. Some examples of specialty drugs are those intended to treat rheumatoid arthritis, multiple sclerosis, and hepatitis C.

Specialty Drugs are designated in the Coverage Tiers (Formulary) as either Specialty Preferred (Tier 5) or Specialty Non-Preferred (Tier 6). To be covered by the Plan, all specialty drugs require prior authorization. You or your physician can begin the authorization process by calling EnvisionRxOptions Customer Service toll free at (800) 361-4542. Most new prescriptions for specialty drugs will not be authorized without a prior history of non-specialty drug prescriptions that have been determined by your physician to be ineffective for treating your condition or otherwise inappropriate for you. 

The amount you and the Plan each pays is a percentage (as shown above in "Highlights of Coverage for Specialty Drugs") based on the Envision-discounted amount. In some instances, available coupons will be used to reduce this amount, which may reduce the coinsurance you pay. The availability and use of coupons will vary and may change over time.

Once authorized, specialty drugs generally are covered only when filled through EnvisionSpecialty or through Thrifty Pharmacy.

  • To contact EnvisionSpecialty, you can call (877) 437-9012 toll-free. Health care providers can call EnvisionSpecialty’s physician line at (877) 437-9013. You can also order specialty drugs online at envisionspecialty.com. Normally, drugs will be shipped by an overnight carrier and arrive the next day.
  • To contact Thrifty Pharmacy, you or your health care provider can call (270) 667-2049.
  • Certain specialty drugs are available only through certain pharmacies and are known as limited distribution drugs (LDDs). If an LDD is authorized, the drug is covered by the Plan when filled through any specialty pharmacy that has access to the drug (contact EnvisionRxOptions for more information).

Note: As with other provisions, the Plan reserves the right to change or end coverage for Specialty Preferred Drugs and/or Specialty Non-Preferred Drugs at any time.