When Coverage Ends

When Your Coverage Ends

Your coverage under the Health Care Program generally ends, without notice provided to you, on whichever of the following dates occurs first: 

  • The date you are no longer employed by a participating employer
  • The date you no longer meet the eligibility requirements (including a failure to work the minimum required hours for eligibility)
  • The date you enter full-time military service for any country (see the Policies section for more information about the Company's military leave policy)
  • The date of your death
  • The date the plan is discontinued

When Dependent Coverage Ends

Dependent coverage generally ends, without notice provided to you or the dependent, on whichever of the following dates occurs first: 

  • The date your coverage as an employee ends
  • The date the dependent is no longer eligible for coverage as a dependent (for example, the date your child reaches age 26 or you are divorced from your spouse)
  • The date the dependent enters full-time military service for any country
  • The date the dependent becomes covered as an employee of a participating employer
  • The date of the dependent's death
  • The date the Plan no longer includes dependent coverage

Retroactive Termination

Coverage may be terminated retroactively if the Plan determines your or your dependent's coverage was provided due to fraud, an intentional misrepresentation of a material fact, or your failure to make a timely payment for the coverage. If coverage is terminated retroactively, the Plan may recover benefit payments made; see "Recovering Overpayments" for more information.

If your or your dependent's coverage is terminated retroactively due to fraud or misrepresentation, the Plan will provide you with written notice at least 30 days before the Plan changes the coverage status.